Slow paying customers hurt your business and stun your growth. Reaching your potential requires suppliers, staff, subcontractors, and other expenses to be paid on time, but your payday is 30-90 days away. Taking on new projects in this environment is not feasible. Accounts receivable financing (factoring) allows you to get paid as soon as work is complete, allowing you to take care of obligations, receive early payment discounts from suppliers, and take on new projects. We also offer 0% down payment equipment financing for all credit types to get the equipment you need to get the job done, as well as several different customizable solutions specific to contractors (eg. Asset-based lending, unsecured/secured lines).
Buying or acquiring a business can be an exciting and rewarding venture! Obtaining financing for your acquisition, on the other hand, can be tricky, and qualification requirements vary greatly among different lenders. Working with a wide range of lenders enables us to select from a wider range of products and solutions for your company. We offer Bank loans, Asset-based financing, Mezzanine financing, Commercial RE financing, among others that can often be used in conjunction with each other to give you the best outcome.
Financing for the healthcare field can often be situated in a grey area of the funding world, making it difficult for business owners to obtain financing. Medical professionals and business owners know how important it is to stay up-to-date with their practices. Our funding can be used for purchasing advanced equipment, upgrading your waiting room, or employee wages and benefits. When it comes to funding needs, the healthcare and medical field is no exception to the scope and variety of the loans offered.
Restaurant owners are faced with financial challenges daily. Meeting sales goals, paying for truckloads of ingredients and supplies, and meeting employee wage requirements are among the top funding challenges in the restaurant industry. We offer financing options for large and small restaurant owners with very few usage restrictions. A sanitary and safe eating environment is essential and can be easily maintained with our financing and loan options.
Real estate investment is a very lucrative business, and when financed from the very beginning, it will continue to be successful for the life of the organization. We offer loans providing the financing and flexibility required for this broad range of needs, including acquisition, construction and development, and permanent lines of credit. Most financing options for real estate investment business offer flexible repayment options and require little to no outside collateral, making them highly obtainable, even for those just starting out.
Equipment rentals, building materials, insurance, and employee wages can become overwhelming when money is tied up in invoices and purchase orders. While waiting for clients to remit payment, bills, and other obligations, businesses often suffer in the interim. We offer a variety of funding options to help construction projects stay on track while still easily covering bill payment and employee wages. Funds can be used to purchase equipment, tools, materials, wages and insurance, upgrades and advertising with very few restrictions.
Franchising is an excellent way to own a business without having to deal with all of the initial startup fees and marketing costs. However, when purchasing a franchise business, you will need funding for other things to prepare for opening day. You will need supplies, training, advertising, and equipment when you purchase the business, as they are essential to the success of your business. Our expansive loan options are perfect for aspiring franchise owners.
Large commercial and industrial companies often require extra funds for purchasing equipment, inventory, and advertising. The purchase of large machinery or specialized equipment can easily absorb huge amounts of finances. Our commercial and industrial loans provide funding to purchase inventory, materials, and supplies, to fund a large advertising effort, or to pay employee wages. Maintaining safe working conditions is a top priority for large commercial and industrial firms, and alternative funding options allow businesses to spend funds where they are needed most.
Manufacturers face many different challenges than a typical business that requires alternative funding options. Huge client orders that require large amounts of materials and time to complete can often cause a huge financial burden for manufacturing companies. We offer funding that can be used to pay purchase orders, employee wages, and fund operations while you are waiting for clients to remit payment. With little to no collateral, manufacturing businesses use funds to stay afloat even when finances are tied up in purchase orders.
Your fuel, drivers, insurance, and maintenance need to be paid immediately, but your customers are taking over 60 days to pay. This stuns growth, defers your ability to expand your fleet, and creates a cash flow problem that is stressful and uncomfortable.
We offer Accounts Receivable financing (factoring) to get your invoices paid right away, 0% down payment equipment financing for all credit types to grow your fleet, and a fuel card program to keep your equipment moving! We always offer the most competitive rates on the market.
Unlike public schools, charter schools are largely privately funded and often do not receive the total amount of funds that they require to purchase teaching and learning essentials. Books, art supplies, testing materials and even playground or cafeteria upgrades require a large amount of funding. We offer financing options for charter schools that can be used for anything from the purchase of paintbrushes and pencils to new multi-line telephone systems and parking lot expansions.
In the business of making people comfortable, no expense should be spared. Hotel owners are aware of the importance of constant updating and upgrading of facilities, implementing new programs for customer satisfaction, employee training, and effective advertising. The funding needed for these important essentials is often not readily available for hotel owners without obtaining a loan. Our business loan options provide funding for daily operations, facility improvements, advertising, and construction projects without the restrictions of traditional loans.
Obtaining financing in the nonprofit space will allow you to invest more funds in advertising and fundraising than your donors can provide. Too often, nonprofits are soliciting donations for their cause, but fail to raise the money needed to perform daily operations. Strict reporting guidelines and fund use restrictions often make donated funds completely off limits for daily finance needs, so we offer a variety of loans and financing options for nonprofit organizations to help out. Funds can be used to pay employees, finance construction projects and upgrades, or to update programs and systems.
Businesses registered as ACDBE and/or DBE are often denied loans from traditional banks. We offer funding options for these disadvantaged business owners to finance purchase orders, fund construction projects and to pay employee wages. Generally, funds cannot be used to purchase equipment or to pay long-term debt, and ACDBE and DBE entities typically are not eligible for traditional loans, but our lending network is very comfortable financing projects, material purchase, employee wages, benefits, and insurance.
Churches and religious organizations often require extra funding for things like remodeling, updating, and fundraising efforts. Although some funds will be generated by congregational donations and tax relief programs, there are likely to be areas where funds are restricted. We offer financing for churches with very few usage restrictions, allowing religious organizations to spend funding where it is needed most. Most of these loan programs require little or no collateral and offer easy repayment options for nonprofit religious organizations.